Senior Bridge Loans
First-lien capital for time-sensitive acquisitions and transitions.
Direct Commercial Bridge Lender
Swift Pine Capital.Capital With Conviction.
Swift Pine Capital provides $1M to $50M in acquisition, refinance, construction, and transitional financing secured by commercial real estate. Institutional discipline, entrepreneurial speed.
Why Sponsors Choose Swift Pine Capital
Built for borrowers who cannot afford a maybe.
Swift Pine Capital was built by real estate operators for sponsors who need more than a slow, rigid answer. We lend from our balance sheet, with the principals evaluating the transaction directly involved in the decision. That means fewer layers, thoughtful structures, and a clear path from first conversation to closing.
Investment Size
$1M–$50M
Typical Term
1–3 Years
Geography
Top 25 U.S. MSAs
Speed That Holds Up
Term sheets within 48 hours of a complete package and closings in as few as 14 days when the schedule demands it.
Certainty of Execution
We lend our own balance sheet capital. No loan committee theater, no last minute retrades, no financing contingency surprises.
Flexible Structures
Interest reserves, future funding facilities, partial releases, and cross collateralization structured around the business plan.
Direct to Decision Makers
You speak with the principals who approve the loan from the first call through payoff. No handoffs, no gatekeepers.
Real Estate First Underwriting
Our team owns, develops, and operates commercial properties. We underwrite the asset and the plan, not just a credit box.
Relationship Driven
We would rather earn the next deal by how we handle this one. Clear terms upfront, no surprises between closing and payoff, and straight answers when it counts.
Loan Programs
Real estate credit built around the transaction.
Swift Pine Capital invests across senior and structured real estate credit focusing on transitional, time-sensitive and special-situation opportunities. Our approach centers on disciplined underwriting, flexible structuring and direct principal involvement from initial review through closing.
Investment Focus
Acquisition & Refinance Financing
Purchase financing and takeout of maturing debt.
Transitional & Value-Add Assets
Capital for lease-up, renovation, and repositioning plans.
Land & Pre-Development Financing
Financing for land and early-stage development plans.
Special Situations & Distressed Credit
Solutions for complex capital stacks, discounted payoffs, and assets with a story.
Mezzanine Debt & Preferred Equity
Structured capital layered behind senior debt.
Note Acquisitions & Lender Finance
Capital for note purchases and lender financing needs.
Partnership & Liquidity Solutions
Financing for partner buyouts and sponsor liquidity events.
Property Types
MultifamilyIndustrialRetailMixed-UseOfficeHospitalityLandSpecialty Assets
Terms are illustrative and subject to underwriting, third party reports, credit approval, and final documentation. Pricing is set by leverage, asset quality, market, and sponsor experience.
Our Process
From first call to funded in four steps.
A streamlined process designed to move quickly from initial review through closing.
01
Introduction
A short call to understand the asset, the sponsor, and the timeline.
02
Term Sheet
Indicative terms within 48 hours of receiving a complete package.
03
Diligence
Third party reports ordered early and underwriting run in parallel.
04
Close
Funding on the date we committed to, coordinated with your counsel.
Have a deal under contract?
Send us the basics and you will have a real answer, not a maybe.